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A Rainy Day Fund

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If you didn't make a habit of saving money, the past year has taught you a harsh lesson. So maybe 2010 is the year to bank a little change and maybe it can be easier than you think.

MSN Money has put together a list of nine sneaky ways to save money. Nine things you can do to boost your bank account without feeling the pinch. Rebecca Schreiber is a Financial Planner in Washington, D.C. and while she acknowledges that these days it's hard to set aside money, even two to five dollars a week will eventually add up. Skipping your latte twice a week could mean an extra $200 a year. A cushion that could come in handy for the next rainy day.  read more »