Working Smarter, Not Harder

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Are you promising to work harder in the new year?

Every year about this time most of us working stiffs promise ourselves, our bosses and maybe our spouses to work harder in the new year. Our capitalist ethic seems to say the harder you work the more money you will make and the better your life will be.

But that may not always be true, you could be working yourself ragged for a company in a dying industry. Or for a boss who takes a blind eye to your contribuition to his bottom line. Or you discover that the harder you work the more more money the tax man picks from your pocket. So how about just working smarter in the new year?

Research your industry to make sure it is sure to grow. Outsmart your bad boss by making sure his boss knows you do all the heavy lifting. And work with your tax advisor to take every legal writeoff you can, while also stocking away money in tax deferred retirement accounts. Working harder is good. Working smarter is better.